Caring for a Three Legged Dog or Cat
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We enrolled Ollie in the Pet's Best insurance as soon as we got him. He is covered for everything except his allergies, which were pre-existing, and normal, routine care. So far we have not needed to use it, but it's comforting to know that if the need arises, we are covered.
Kathi and the Turbotail April Angel...and the Labradork
Murphy is a five year old Lab/Chessie cross. He was hit by a car on 10/29/12 and became a Tripawd on 11/24/12. On 2/5/13, he had a total hip replacement on his remaining back leg. He has absolutely no idea that he has only three legs!
UPDATE: Murphy lived his life to the fullest, right up until an aggressive bone lesion took him across the Rainbow Bridge on April 9, 2015 and he gained his membership in the April Angels. Run free, my love. You deserve it!
Glad you haven't had to use it Kathi! So it sounds like he has a Wellness Plan too? May I be nosy and ask what the premium is? Just curious, as we opted out of it for Wyatt.
Tripawds Founders Jim and Rene
tripawds.com | tripawds.org | bemoredog.net | triday.pet
I guess my sentence was pretty garbled. I get to writing like a stream of consciousness, and sometimes things end up not making sense. We did not include routine care in Ollie's policy. We figured that was just part of caring for him, not something that we would need insurance for.
Kathi
Murphy is a five year old Lab/Chessie cross. He was hit by a car on 10/29/12 and became a Tripawd on 11/24/12. On 2/5/13, he had a total hip replacement on his remaining back leg. He has absolutely no idea that he has only three legs!
UPDATE: Murphy lived his life to the fullest, right up until an aggressive bone lesion took him across the Rainbow Bridge on April 9, 2015 and he gained his membership in the April Angels. Run free, my love. You deserve it!
Jasper Lily is also on Pets Best insurance and we also have not had to use it. We switched off of Trupanion when they were calling everything "pre-existing" - as a rescue dog, they immediately called her allergies "pre-existing" despite her vet advocating on her behalf so I switched. Knowing that, her allergies won't be covered but I liked Pets Best from reading stuff on here.
I will say - her premiums went up slightly this year due to her 'age' (she will be 4 in January). But that makes sense to me.
Shelby Lynne; Jack Russell/Shiba Inu mix. Proud member of the April Angels of 2014.
October 15, 2000 to April 8, 2014
Our story: Broke rear leg in June 2013 - non-conclusive results for cancer so leg was plated and pinned. Enlarged spleen in September 2013 and had it removed and was diagnosed with Hemangiosarcoma and started chemotherapy. Became a Tripawd January 8th, 2014 and definitive Hemangiosarcoma diagnosis. Three major surgeries in 7 months and Shelby took them all like a champ only to lose her battle to cancer in her brain. We had 8 amazing extra months together and no regrets. #shelbystrong #loveofmylife
Thanks Alison.
We're big fans of Pets Best too. They covered a surgery on Wyatt Ray that we're sure other companies would have called "pre-existing. Yeah, his premiums have gone up as well because he's 8 now, but that's the way it works with pet insurance (hmm, and people insurance too now that I think about it!).
Tripawds Founders Jim and Rene
tripawds.com | tripawds.org | bemoredog.net | triday.pet
Any Canadian Tripawd parents out there who have input?? I REALLY wish I had bought pet insurance for Kylie. I will get this for any other future pets for sure. Especially hearing all the stories here now. I would hate to ever add up all the costs related to this leg of hers starting from the rehab costs before we knew it was cancer, then the x rays, the amp surgery, and God help us, the chemo!!
Needless to say all the family has been warned, its not going to be a generous Christmas this year. Enjoy Kylie, because she is the gift this year.. having more time with her is my gift to everyone
Chris & Kylie
I would love to know if Pet's Best is still the top choice for pet insurance. Bo is a little over a year now and after all the surgeries we have had to pay for, I think I would really like the peace of mind.
Hugs,
Jackie, Bo, Andy, Oscar, Phoebe, and the coolest feral tripawd kitty Huckleberry
paws120 said
I would love to know if Pet's Best is still the top choice for pet insurance. Bo is a little over a year now and after all the surgeries we have had to pay for, I think I would really like the peace of mind.
Pet's Best was the first company we used, and we were with them for 8 years. Once Wyatt his "geriatric" status at age 9 his rate doubled. Apparently Pet's Best was acquired by another company when this happened. We then switched to Trupanion.
But keep in mind....
What I've learned since getting insurance on Wyatt Ray in 2009, is the company that's best for one situation may not be so good for another. And your needs may change over time as Bo ages. I know it did for us.
It really depends on the individual, budget, the pets being insured, ages, etc. But....there are more specific questions that can lead you to a good decision for your critters, such as:
What is the overall feedback from policy holders in respect to:
- how easily/rapidly claims are handled?
- can you customize your deductible, reimbursement percentage, and benefit limits?
- what are the conditions covered, and not covered?
- what is the maximum pet age a company will cover?
Here's a helpful article with good questions to ponder:
Tripawds Founders Jim and Rene
tripawds.com | tripawds.org | bemoredog.net | triday.pet
Thank you very much! Things have changed so much since this started. I will definitely do my research.
Hugs,
Jackie, Bo, Andy, Oscar, Phoebe, and the coolest feral tripawd kitty Huckleberry
I am bumping this up again. After looking at the plans this morning I think we are going to go with Trupanion. Right now they seem to be really up on the "pre-existing" stuff and just include it in the plan. They are also saying now that the premium stays the same regardless of age, I like that too.
I spoke with a rep that told me the lower plan, which is about 36.00/month covers the same thing as the mid grade plan, which is about 63.00/month. The only difference is the deductible (700.00 vs 200.00)
I don't want to go through what we went through with Mitchell... and Huckleberry... whoa.. that was a lot of money. And I don't want vet bill cost dictating the care that we can provide. It is going to take us a while to get caught up after all those vet visits, surgeries, medications, etc.
Bo has been walking kind of funny over the last couple of weeks. He cracked a dewclaw a little while back, and that is what I thought was going on, but now I am wondering. I Dr. Googled Australian Cattle-dog common issues... I wish I hadn't 😯😯😯
Yeah.. so I am signing him up now, better safe than sorry.
Hugs,
Jackie, Bo, Andy, Oscar, Phoebe, and the coolest feral tripawd kitty Huckleberry
Oh my gosh stay away from Dr. Google! Sometimes a cracked nail is just a cracked nail right? Paws crossed!
I think Trupanion is great, it's the company we use for Wyatt Ray and they've been pretty good. As you know, once they cover a claim for a condition that is not pre-existing, the condition is covered for life. But a couple of times we have had to "advocate" for his claim to get paid, even to the point of getting his vet involved. I learned from other customers that this is not unusual, and once a condition is approved, there's no more of that hassle involved.
Let us know what you think.
Tripawds Founders Jim and Rene
tripawds.com | tripawds.org | bemoredog.net | triday.pet
Editing my last post. So, we took Bo in for a looksie at his leg and I really wanted to have a chance to talk to them about pet insurance before I made the jump.
They had Trupanion brochures as well as ASPCA. I asked the tech what their experiences were and if they had any info that they could share, leaning toward trupanion.
She raved about them! AND because I had gone in with him that evening, they sent me an email and text for a special offer. When I went home I called them and signed up. Because I had gone in for an office visit, I got a free month and they waiver the 30 day waiting period.
The man I spoke with on the phone was a saint. We got to chit chatting and I found out he owns a tripawd too! Of course I brought up Tripawds and he follows you on FB...!! he was shocked to be talking to another Tripawd member. We shared war stories about his current tripawd and Huckleberry. He told me about his heart dog, tripawd Angel Vegas who was a pittie that had osteosarcoma. It was a very emotional conversation. I told them that they came highly recommended and he was thrilled. He was such a pleasure to work with through the enrollment process. A true animal lover!
I was tickled to finally have made a decision, made the plunge, and have such a pawsitive experience. I thought I would share it with you guys.
Hugs,
Jackie, Bo, Andy, Oscar, Phoebe, and the coolest feral tripawd kitty Huckleberry
Jackie I don't know how I missed your last update, what a great story! Thank you for sharing. So now that a few months have gone by, have you needed to use Trupanion? If so, how was your experience?
Tripawds Founders Jim and Rene
tripawds.com | tripawds.org | bemoredog.net | triday.pet
Here's some new pet insurance information we recently shared in the Tripawds News Blog :
Choosing the Best Pet Insurance for Tripawds
The old saying “Do your homework” especially applies to choosing the best pet insurance for Tripawds and other pets. It’s not a fun part of being a pet parent, but doing the work now will save you money, headaches and maybe even your pet’s life if you can’t pay for care some day.
On this episode of Tripawd Talk Radio, two pet insurance experts cut through the confusion of choosing a pet insurance plan.
Also, please check out Dr. Kenny's very helpful blog post and video with Jenna,
"How to Evaluate a Pet Insurance Plan."
My goal with the video below is to show you how to read a sample policy and pay attention to key sections that may vary somewhat from company to company. I don't know of anything like this available to pet owners and that's why I made the video. I hope this helps you!
Tripawds Founders Jim and Rene
tripawds.com | tripawds.org | bemoredog.net | triday.pet
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