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6 December 2017
As the title suggests me and my partner have just rehomed a puppy from the local rescue centre.
She was one of a small litter of two puppys both born with there own slight problems. Nala, our 10 week old Staffy Cross breed was born with a deformed back paw. The paw is basically non existent and does cause her slight discomfort.
The vets has suggested we get a boot for her when she goes out for walks to save it any damage and infection but has mentioned that in the worse case scenario it may have to be removed in the future.
I'm worried that since it is a condition that we know about that insurance company's won't cover us should she need it removing in a couple of years.
Reading horror stories online of family having to fork out thousands because they chose the wrong insurance company worries me a bit.
Does anyone know if I can get a policy that covers this type of thing? I've found a site called beloved by many that seem to cover pre existing conditions so I may ring them on the weekend but to be honest I'm a bit worried about it.
Any advise would be greatly appreciated.
Thank you very much 😀
25 April 2007
Hi and welcome! Thanks for joining and adopting Nala, what a lucky dog to find such great people.
What a coincidence you posted your question about pet insurance and Nala's stump. We just wrote about pet insurance today:
In that post I have resources to get started doing your research. Every insurance company is different and what one may consider pre-existing another may not. We had the same concerns as you did when we adopted Tripawds Spokesdog Wyatt Ray, who was already an amputee when he came home with us.
After asking all the companies which out there would consider an amputation a pre-existing condition, we ended up selecting Pet's Best. They were the only ones who gave us a clear answer about whether or not a previous amputation would affect future coverage and in short, they said it was not. It was a good call for our situation. They have has saved us many times from the poorhouse and may be the company you want to investigate first. That's because one of Wyatt's first major claims involved removing a fragment of foreign material from his stump. Doctors suspected it was bone wax that had migrated away from his amputation site. You can read about it here. Pet's Best covered the surgery. Whew!
But really, start by looking at the book Pet Health Insurance: a Veterinarian’s Perspective. I think you'll find it helpful.
In the meantime, have you considered a prosthetic for Nala? If you have the time and financial resources to commit, she sounds like a great candidate! We have lots of information about artificial limbs you can check out for details.
We look forward to learning all about Nala.-Thanks again for joining.
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